Peer to Peer lenders connect borrowers directly with private individuals or public groups outside of traditional financing organizations. There are several peer to peer lending groups operating in Oregon.
Prosper is an online community marketplace for peer-to-peer lending without a middleman. Prosper offers fixed rate, unsecured loans from $2,000 to $35,000 with terms of 3 or 5 years.
Funding Circle is an online marketplace where people lend to businesses.
Kickstarter, Kiva, and Indiegogo are all online funding platforms for creative projects where you pitch your idea to a wide audience. You set the terms, but these platforms do take a cut.